MORTGAGE TYPESFHA Mortgage – Offers low down payments and is backed by the U.S. Government.

USDA Mortgage – Zero down payment mortgage available in rural areas.

Conforming mortgage – Mortgages which meet the guidelines of Freddie Mac and Fannie Mae offer down payments as low as 3%.

Veteran Affairs Mortgage – Zero down-payment mortgage available to qualifying military borrowers.

Portfolio Mortgage – Mortgage Program offered by a bank and not backed by the U.S. Government.



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