FHA Mortgage – Offers low down payments and is backed by the U.S. Government.
USDA Mortgage – Zero down payment mortgage available in rural areas.
Conforming mortgage – Mortgages which meet the guidelines of Freddie Mac and Fannie Mae offer down payments as low as 3%.
Veteran Affairs Mortgage – Zero down-payment mortgage available to qualifying military borrowers.
Portfolio Mortgage – Mortgage Program offered by a bank and not backed by the U.S. Government.