Tag: mortgage
Things you wish you knew before buying a home
by Ann Huskey
There are always things that you wish you had done differently. As they say, ” hindsight is 20/20/ But, when it comes to making one of the biggest purchases in your life, as a home buyer, you are better off learning as much as you can from the experiences of others. Read on to see things other home owners wish they knew before purchasing their homes.
Mortgage Rates Down!
by Ann Huskey
The shutdown could give you a chance to grab a good mortgage rate.
+ first time home buyers, For Buyers, For Sale By Owner, FSBO, Real Estate, Tallahassee News And Developments
Real Estate Is All About Value
by Ann Huskey
So often in real estate, we get stuck on a number. It is easy to get mired in the small details of it all. But, it’s the big picture that’s important. There are many ways to which this common scenario applies to real estate. Here’s a list of some obstacles that block buyers, sellers, renters, and homeowners from maximizing the value of their real estate experience.
Great News For Home Buyers
by Ann Huskey
Fannie Mae, the country’s largest mortgage money source, will soon be easing its debt-to-income restrictions. This change has the potential to open the door to many new buyers who were previously unable to qualify. The DTI ceiling will be raised from its current 45 percent to 50 percent on July 29.
All About VA Entitlement
by Ann Huskey
The concept of VA entitlement is often a confusing one. Yes, our Veterans have sacrificed for our country and deserve homeownership. However, that is not what VA entitlement is speaking to specifically.
Home Loans With Little Or No Down Payments
by Ann Huskey
Getting over the down payment hurdle can be tough. For first time home buyers, it may feel impossible. However, getting a loan on a home may not be as difficult as you think. With these no or low down payment options, buying a new home is within your reach.
Home Buying As An Investment In Your Future
by Ann Huskey
A home is one of the biggest investments that you are likely to make in your lifetime. Yes, that’s right. You heard me. Your home is an investment. Every month you pay money towards your future in each mortgage check. This is why you want to do everything you can to ensure you get a good return on your investment. After all, when you retire, you may just want to cash in and downsize or move to the coast.
Buyers Guide To Financing A Home
by Ann Huskey
Setting A Budget The budget you would like to have and the budget you should have are two different things. Use receipts of past purchases to inform your budget. This will help you understand how much money you actually have to spend on housing. Tracking expenses will also give you insight about possible savings. Debt Reduction Debt to income ratio or DTI is something … Read More Buyers Guide To Financing A Home
The First Step To Buying: Mortgage Preapproval
by Ann Huskey
Seeking preapproval from a lender a year before you begin house hunting will give you an advantage. Starting early can be beneficial as you can clear any issues and lock in the best rate possible.
First Time Homebuyer Loans Become Yet More Affordable
by Ann Huskey
Good news! Mortgage insurance premiums on FHA loans are set to decrease by 0.25% on Federal Housing Administration–insured mortgage loans that close on or after Jan. 27.
The Top 3 Reasons Buyers Fail To Secure A Home Loan
by Ann Huskey
Recently, a federally compiled study scrutinized millions of buyers seeking mortgage loans. The study identified the three most common reasons why buyers are rejected by lenders during the mortgage application process.
