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Home Loans With Little Or No Down Payments

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Getting over the down payment hurdle can be tough. For first time home buyers, it may feel impossible. However, getting a loan on a home may not be as difficult as you think. With these no or low down payment options, buying a new home is within your reach. 

VA Loans

– No down payment is required for this guaranteed loan offer to all qualified veterans, active-duty military, and certain members of the National Guard.

Although private lenders originate the VA loans, it is the VA  which guarantees the loans. Unlike other no or low payment loans, VA loans require no mortgage insurance. And, although the borrower pays a funding fee for the origination, the fee can be rolled into the total amount of the loan.

USDA Loan

FHA Loan

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